These extra benefits keep you healthy and covered, all at an affordable cost. Again there’s no medical deductible, and you pay 45% of the cost for most services compared to 50% for the Value plan. But 45% is still higher than most competitor plans, so we recommend staying within the plan’s medical network when you can. Whether you need help understanding how Medicare works or just want to find affordable plan options, Blue Cross Blue Shield of Michigan has you covered.
Any information provided is limited to those plans offered in your area. Please contact Medicare.gov or MEDICARE to get information on all of your options. Callers to QWIS will be directed to a licensed and certified representative of Medicare Supplement insurance and/or Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations.
Oakland and Wayne counties, both part of metropolitan Detroit, offer the most Medicare plans in Michigan. Residents have 68 plans to choose from in Oakland County and 62 options in Wayne County. The Premier PPO has a low out-of-pocket maximum of $4,300, no deductible, free primary doctor visits and a $30 specialist copay.
You’re even covered if you travel to a state outside of Michigan, but your primary doctor will need to coordinate your care. EHealth’s Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. Contact may be made by an insurance agent/producer or insurance company.
To learn more about the Medicare Advantage plans offered in your area, visitUHC.com/medicare and enter your ZIP code. It is the most common type of healthcare plan, but you need to be within your network to make sure you get coverage, except in an emergency. You determine which Michigan Medicare Advantage plan is best by reviewing whether the benefits and coverages fit your needs.
After the deductible has been met, the insured may be responsible for co-payments and co-insurance. Under age 65, disabled, and have been receiving Social Security benefits for 24 months. See a calendar of current and upcoming preventive services. MyMedicare.gov is a secure way for you to access your personal Medicare-related information. Your Initial Enrollment Period for Medicare lasts for seven months, from three months before the month you turn 65 through three months after the month you turn 65.
Our licensed sales staff and contracted insurance agents offer one-on-one consultations or group seminars where you can ask questions and learn more about McLaren Medicare plans. Medicare is a federal health insurance program for people age 65 and over and people with long-term disabilities. This category includes information on Medicare enrollment, spending, service use, and dual eligibles as well as demographic breakdowns of Medicare beneficiaries. There is also information Medicare Advantage and Prescription Drug Plans. Michigan Medicine participates with most health insurance plans.